CDE

Most banking applications are built on earlier architectures and technologies and pose significant security challenges, especially under the new Payment Card Industry Data Security Standards 4.0 (PCI DSS). These applications face greater risk due to coding practices at development time and the absence of modern security features like Multi-Factor Authentication (MFA). Enhancing these applications with MFA is a necessity to protect against unauthorized access and data breaches.

With the introduction of the new Requirement 12.5.2, PCI has effectively mandated the use of PAN data discovery – necessary